Insurance - You Bet Your Life on it!
What type of life insurance should I buy?
It is no secret that I am a student of pragmatism and simplicity. As such, it is also no secret that I am a student of Dave Ramsey and a graduate of his FPU - Financial Peace University.
As a prudent student of financial products such as [...]
Life Insurance, How Much is Enough?
With the purpose of life insurance being to provide financially for the surviving family members in the event of the death of one of the head of the household, you must ask youself what will be needed for your loved ones.
Let’s look at Mike and Jill. Mike goes to work every day at his [...]
My federal income tax refund more than a year late!
By reading the headline you might think that I should have a headache from receiving my tax refund so late. However, the opposite it true. For those of you who are self-employed or do consulting, here is why…
Related PostsHow you lose your house to unpaid property taxesA friend recently shared with us how [...]
US Federal Reserve Bank eases lending
Good news today on the lending and borrowing front. The Fed cut interest rates by 1/2%. That can make a significant difference in the overall cost of a home loan over its lifetime. In fact, it can make a big difference in getting a loan at all. Hint…
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How you lose your house to unpaid property taxes
A friend recently shared with us how many young couples in her neighborhood have lost their homes due to having tax bills they were unprepared to pay. Perhaps they had plenty of time, but the impending expense did not show up on their radar screens, so to speak. This is a common trap [...]
Get rid of your adjustable rate mortgage and pay off early while there is still time
They have been on the A.M. radio every weekend for years. It used to be “get an interest-only or variable rate mortgage now - no income verification needed. Bad credit or bankruptcy OK”. Getting those mortgage quotes was easy for anyone. I was wary then, and rightly so. (continued…)
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Mortgage industry’s pain continues - Countrywide cutting 12,000 jobs
That’s the report alright. But, we’re not surprised, are we? Sure, it is unfortunate anytime there are mass layoffs and industry downturns. The Lord knows I’ve seen my fair share as a consultant in the technology sector. But things are not as first meets the eye.
Related PostsCapital One cuts jobs and [...]
Mortgage quotes on land a bit tricky
The Great American Frontier, how great is the prospect in the imagination. Actually, from a residential homeower’s perspective, it is still a possibilty. But like those great American Quarter Horses, you might have to jump through some hoops.
Related PostsAvoid Buying a Home with Declining Value During a Real Estate BoomIf an area like [...]
